States commonly require all automobile operators to carry proof of insurance. Connecticut is no exception.

But what happens when you get in an accident with a driver who is in violation of this requirement?

In this post, we will discuss that question.

Of course, there is also another potential problem besides someone’s failure to carry insurance at all. The other problem is failure to carry enough insurance to provide coverage in the case of a serious car accident.

This is why many people carry additional car insurance to protect themselves against drivers who are uninsured or underinsured. This type of coverage is sometimes called UIM.

Keep in mind, however, that even if you have this type of coverage, it makes sense to be proactive about protecting your rights. It is possible that your insurance company will try to resist your claim when you seek compensation after an accident with an uninsured (or underinsured) motorist.

After all, there may very well a lot of money at stake. This is especially so if you have costly medical bills to pay and perhaps even expenses for ongoing care after a life-altering injury.

There are many possible reasons why the insurance company may be resistant to paying out on your UIM coverage. Sometimes there are key facts in dispute. But a personal injury attorney can help you pursue your claim by marshaling the facts supporting your claim.

To learn more about our practice, please visit our page on uninsured motorist claims.